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Money and banking

Money and banking methods can be very different from country to country. When arriving in Denmark, it is recommended that you hold an international credit card to make sure, that you are able to pay for rent, fees etc. Some places will not accept cash and this is especially the case when paying for your rent.

Debit and Credit card

Although all major credit cards such as VISA, MasterCard, American Express, Euro Card and Diner’s Club are widely accepted in large stores and international chains, in smaller stores they often do not accept foreign cards.

Please also note that Denmark uses the chip and pin system, so you must be able to type in a pin code when using your card at a cash machine or to pay for goods in a shop. 


If you are working in Denmark alongside your studies, you can also apply for a Dankort from your Danish bank.

A Dankort is a Danish-only debit card and is the most widely used card in Denmark. This is often accepted in smaller stores when they do not take other types of credit/debit cards.

Money withdrawals

Contact your local bank in order to obtain a credit card, which you can use in all-cash dispensers in Aarhus. Be aware of transaction fees. 


All students must set up a Digital Signature, also known as NemID, during their time in Denmark.

NemID allows you to log in at many public and private services on the internet. Your NemID login remains the same regardless of where you use it. Whether you want to use your online banking or your municipality’s online self-service to change your address or whether you need to get your annual statement from the tax authorities (SKAT), open your e-boks, or fix your insurance – the way you log in is completely the same.

NemID consists of a user ID, a password and a code card with “keys”.When you log in, you type only your user ID and password and then a key from your key card.  

You can apply for your NemID at Citizen Service at DOKK1 when you have received your CPR number.    


MobilePay is an app provided by Danske Bank, which is widely used for payments in Denmark. You can use the app to pay with your credit card from your smartphone in supermarkets, different stores and among you and your friends.

If you would like to be able to use the MobilePay app, it is required that you open a bank account in a Danish bank.