During your stay in Denmark it is crucial you make sure you have medical insurance coverage in case of an emergency. The university does not have an insurance that covers students.
The Danish health insurance will not be valid until after you have received your personal Danish CPR number. This can take several weeks. If you have an emergency or need to see a doctor before, this has to be covered by your own private insurance.
After you have received your social security card (CPR) you are covered by the Danish healthcare system while you are in Denmark. Public healthcare in Denmark is tax-financed, and the vast majority of health services are free of charge such as hospital treatments and visits to the general practitioner.
These and a number of other accidents have happened to our students in recent years. Hopefully nothing will happen to you.....but what if?
Insurance is an important part of your stay in Denmark.
It is your own responsibility to ensure yourself and your belongings while you are staying in Denmark. Aarhus University does not cover any losses that may occur.
We highly recommend that you take out the following insurance policies either before or immediately after arriving in Denmark. The university cannot provide this. Make sure that you carefully read and understand what your insurance covers.
Third-party insurance/liability insurance (ansvarsforsikring): This insurance is a must! It covers you in cases where you may have to compensate another person.
Accident insurance (ulykkesforsikring): This insurance covers the financial consequences of an accident.
Content or Home insurance (indboforsikring): This type of insurance covers you and your personal belongings in cases of loss, damage, re-housing due to water or fire damage, as well as the costs associated with changing the locks if you lose your key, etc.
Be aware that housing provided via AU Housing or Student Housing Aarhus does not include insurance, and you must take out the necessary insurance yourself. Be aware that your or your family's home insurance in your home country does not cover your eventual loss in Denmark.
If you decide to buy insurance in Denmark, the University recommends contacting different insurance companies to find the one that best suits your needs. The large insurance companies, such as TRYG, Alm. Brand Forsikring and Top Danmark have English homepages.
When buying insurance, the insurance company request your Danish CPR number. If you have registered for CPR but have not received it yet, simply tell the company that you are waiting for it, and you should still be able to buy insurance.
