Insurance

Health insurance

During your stay in Denmark it is crucial you make sure you have medical insurance coverage in case of an emergency. The university does not have an insurance that covers students.

The Danish health insurance will not be valid until after you have received your personal Danish CPR number. This can take several weeks. If you have an emergency or need to see a doctor before, this has to be covered by your own private insurance.

After you have received your social security card (CPR) you are covered by the Danish healthcare system while you are in Denmark. Public healthcare in Denmark is tax-financed, and the vast majority of health services are free of charge such as hospital treatments and visits to the general practitioner.

Other insurances

It is your own responsibility to insure yourself and your belongings while you are staying in Denmark. Aarhus University does not cover any losses that may occur.

We highly recommend that you take out the following insurance policies either before or immediately after arriving in Denmark. This is not something the university can provide. Make sure that you carefully read and understand what you insurance covers.

• Third-party insurance/liability insurance (ansvarsforsikring): this insurance is a must! It covers you in cases where you may have to pay in compensation to another person.
• Accident insurance (ulykkesforsikring): this insurance covers the financial consequences of an accident.
• Content or Home insurance (indboforsikring): This type of insurance covers you and your personal belongings in cases of loss, damage, re-housing due to water or fire damage, as well as the costs associated with changing the locks if you lose your key, etc.