What if.....?
- Your PC gets stolen....
- You accidentally place a hot pot on your kitchen tabletop and damage it.....
- Your home has a leak in a water pipe and you need rehousing.....
- You loose your key and receive a bill of 6000 DKK for the replacement......
These and a number of other accidents have happened to our students in recent years. Hopefully nothing will happen to you.....but what if?
Insurance is an important part of your stay in Denmark.
It is your responsibility to insure yourself and your belongings while you are staying in Denmark. Aarhus University does not cover any losses that may occur. We highly recommend that you take out the following insurance policies either before or immediately after arriving in Denmark.
- Third-party insurance/liability insurance (ansvarsforsikring): This insurance is a must! The insurance covers any losses you might have if you have to pay compensation to another person.
- Accident insurance (ulykkesforsikring): This insurance covers the financial consequences of an accident.
- Home insurance (indboforsikring): This type of insurance covers you and your personal belongings in cases of loss, damage, re-housing due to water or fire damage, as well as the costs associated with changing the locks if you lose your key. Be aware that housing provided via AU Housing doesn't include insurances and you must take out the necessary insurances yourself. Be aware that yours or your family's home-insurance in your home country doesn't cover your eventual loss in Denmark.
If you decide to buy insurance in Denmark, the University recommends that you contact different insurance companies to find the one that best suits your needs. The large insurance companies such as TRYG, Alm. Brand Forsikring and Top Danmark have homepages in English.
When buying an insurance, the insurance company request your Danish CPR number. If you have registered for CPR, but have not received it yet, simply tell the company that you are waiting for it, and you should still be able to buy an insurance.
